Financial Security & Policy Innovation Leader; Managing Director, Aspen Institute Financial Security Program; Asset Development & Savings Policy Expert

Maryland, USA
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Joanna Smith-Ramani Biography

Joanna Smith-Ramani is the managing director of the Aspen Institute Financial Security Program, where she oversees research, convenings, and strategic initiatives focused on Americans’ financial health and security. In this role, Smith-Ramani leads efforts to address financial challenges facing U.S. households, including the conceptualization and launch of the Expanding Prosperity Impact Collaborative (EPIC), an initiative that accelerates knowledge synthesis and problem-solving across sectors to advance financial security.

With more than 15 years of experience in community development, personal finance, and asset development, Smith-Ramani has designed, tested, and scaled financial service innovations. At Commonwealth, formerly D2D Fund, as senior innovation director, she contributed to the development of solutions such as prize-linked savings, tax-time savings, gamification, and emergency savings products. Smith-Ramani has also led national and state legislative campaigns, resulting in the passage of a federal law and more than 10 state laws expanding access to savings innovations, demonstrating her ability to translate research and innovation into policy change.

Smith-Ramani’s expertise has been featured in major media outlets including The New York Times, National Public Radio, and Fox Cable News. She holds a Master of Public Policy from the Harvard Kennedy School and a Bachelor of Arts in urban studies from Barnard College, Columbia University. Smith-Ramani serves on nonprofit boards and has participated in leadership development programs. Her career reflects a combination of thought leadership, practical innovation, and public engagement in the fields of financial security and policy innovation.

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Speaker profile last updated by AAE Talent Team on 11/18/2025.

Joanna Smith-Ramani Videos

Leadership Insights Interview | Joanna Smith-Ramani

Leadership Insights Interview | Joanna Smith-Ramani

Joanna Smith-Ramani is the Co-Executive Director of the Financial Security Program at the Aspen Institute. In this latest episode of In Session, she...

Panel on Real Estate Equity | Joanna Smith-Ramani

Panel on Real Estate Equity | Joanna Smith-Ramani

How would America be different if we made real estate ownership more affordable and accessible to millions of Americans through innovation in asset...

Interview on Community Solar Access | Joanna Smith-Ramani

Interview on Community Solar Access | Joanna Smith-Ramani

Joanna Smith Ramani interviews Lynn Heller, Founder and CEO of the Climate Access Fund. Lynn details how the Climate Access Fund is spearheading...

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  • What topics does Joanna Smith-Ramani speak about?

    Joanna Smith-Ramani is a keynote speaker and industry expert whose speaking topics include Finance, FinTech, Gaming, Government, Social Activism
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Joanna Smith-Ramani is a keynote speaker and industry expert who speaks on a wide range of topics. The estimated speaking fee range to book Joanna Smith-Ramani for your event is available upon request. Joanna Smith-Ramani generally travels from MD, USA and can be booked for (private) corporate events, personal appearances, keynote speeches, or other performances. Similar motivational celebrity speakers are Shannon Razsadin, Katie Gatti Tassin, Tricia Lee Riley, Ashley Lynn Priore and Kristin O'Keeffe Merrick. Contact All American Speakers for ratings, reviews, videos and information on scheduling Joanna Smith-Ramani for an upcoming live or virtual event.

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