Entrepreneur & Financial Inclusion Technologist; Co-Founder of Kiva; CEO at Branch International; Skoll Award & Ashoka Fellow

San Francisco, CA, USA
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Matt Flannery Biography

Matt Flannery is an entrepreneur and technologist recognized as the co-founder of Kiva, an online person-to-person microlending platform. While working as a computer programmer at TiVo Inc., Flannery began developing Kiva.org as a side project, creating the first online platform for retail microfinance investments. During a visit to East Africa, Flannery and his co-founder interviewed entrepreneurs about the challenges of starting businesses and identified a lack of access to start-up capital as a common obstacle. This experience directly influenced the creation of Kiva, which means unity in Swahili. Flannery later left TiVo to focus on Kiva full time.

As CEO, Flannery guided Kiva's growth from a pilot project to an established online service with global partnerships and hundreds of millions of dollars loaned to low-income entrepreneurs. Kiva connects lenders and borrowers in 86 countries and has crowdfunded more than $2.3 billion in loans to over 7 million borrowers. The platform's model, which enables individuals to lend as little as $25 to specific small businesses in developing regions, has played a significant role in expanding access to capital and influencing the field of social entrepreneurship.

Flannery's work in financial inclusion has been recognized with honors such as the Skoll Award and Ashoka Fellowship, and he was named to FORTUNE magazine's Top 40 under 40 list. He also received The Economist No Boundaries Innovation Award. Flannery holds a Bachelor of Science in Symbolic Systems and a master's degree in philosophy from Stanford University. His academic background in technology and philosophy has shaped his approach to building systems that are both human-centered and technically advanced.

After his tenure as CEO of Kiva, Flannery launched Branch, a for-profit mobile lending platform. Branch International is a finance app that provides users in Africa and India with digital banking products, including instant loans, money transfers, bill payments, and high-yield investments through a smartphone-based service. Branch has raised significant investment and leverages mobile technology to reach underserved populations.

Throughout his career with Kiva and Branch International, Flannery has developed expertise in financial inclusion, technology-driven impact models, and building startups in emerging markets. His work demonstrates how entrepreneurship and technology can be combined to address economic challenges and expand access to financial services globally.

BOOK Matt Flannery

Speaker profile last updated by AAE Talent Team on 11/03/2026.

Matt Flannery Speaking Topics

  • portugal

    india africa mobile forest technology regulation people understanding rural

  • global

    system cities greece mobile growth government china countries euro

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Matt Flannery Videos

United Rentals CEO Matt Flannery

United Rentals CEO Matt Flannery

United Rentals CEO Matt Flannery talks with a reporter in the company's Stamford headquarters. Thursday July 10 2025 Stamford Conn.

Matt Flannery: Fintech for the unbanked | Inspirefest 2017 - YouTube

Matt Flannery: Fintech for the unbanked | Inspirefest 2017 - YouTube

Matt Flannery is the co-founder of both Kiva and Branch, fintech start-ups that are disrupting financial services. At Inspirefest 2017, he...

Matt Flannery - Humanizing Genius - YouTube

Matt Flannery - Humanizing Genius - YouTube

Uploaded by Ideantity Org on 2015-04-16.

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Matt Flannery is a keynote speaker and industry expert who speaks on a wide range of topics such as portugal, global, content, music and companies. The estimated speaking fee range to book Matt Flannery for your event is available upon request. Matt Flannery generally travels from San Francisco, CA, USA and can be booked for (private) corporate events, personal appearances, keynote speeches, or other performances. Similar motivational celebrity speakers are Baiju Bhatt, Hiroki Takeuchi, Nicolas Cary, Adam Nash and John Doerr. Contact All American Speakers for ratings, reviews, videos and information on scheduling Matt Flannery for an upcoming live or virtual event.

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