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Ashish Karamchandani

CEO, Monitor Group

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 Ashish Karamchandani Biography

The housing market in India has traditionally focused on the top end of the market, with the lower income segment virtually unserved. In 2006, Monitor Group conducted a study for the National Housing Bank of India with active support from the World Bank, highlighting the fact that this much larger and under-served market comprises over 21 million households with monthly incomes of INR 7,000-INR 25,000. These families rent rooms in slums and low-income neighbourhoods characterised by poor construction, cramped spaces, deplorable sanitary conditions and a lack of basic neighbourhood amenities. They aspire to live in and can afford to buy houses of 250-600 square feet in suburbs at market prices, constituting a potential market of INR 1,30,000 crore (US$290 billion) – almost as big as middle- and high-income housing combined.

The study identified a commercially viable opportunity to provide good-quality housing to the next 35% of India’s urban pyramid, but realised that the key challenge was that such housing was distinctly lacking. Monitor has since been trying to ‘make the market’ in low-income housing through raising awareness of the opportunity, creating the local ecosystem for developers and providing them with end-to-end facilitation support.

During this time, a fundamentally different business model was pioneered, which treated land as inventory and not as a capital asset. The traditional business model for real estate in India treats land as an asset, whereby the developer looks to generate returns primarily through the price appreciation on the land parcel. Construction is incidental to the process and the real value is derived by buying large parcels of land, holding on to them and selling off a limited number of apartments at rising price points. The new model, however, encourages developers to think of land as inventory – to buy relevant parcels as and when required, construct houses on them and sell them off as soon as possible. Here the value is derived from developing a quality product and delivering volumes. This model is aimed at managing the end price for lower-income customers.

Today, there is clearly widespread awareness of the opportunity. With successful entrepreneurs and large business houses increasingly interested in developing low-income housing, the next sticking point is likely to be access to mortgage finance. Existing financial institutions and new players are therefore being encouraged to set up housing-finance companies to provide mortgage financing especially for informal sector customers. In parallel, the ecosystem is strengthened by facilitating broader ‘market innovations’ such as creating customer education modules, addressing unintended consequences, incorporating sustainability elements in low-income housing and supporting government efforts to scale up its low-income housing.

The successful development of this market has the potential to transform the lives of a hundred million individuals financially, as well as to enhance the quality of their lives and provide the emotional security of a home. It could also have a far-reaching impact on urban development by providing a potential benchmark for slum rehabilitation and options for housing that in the long term may help in slum prevention.

After seven years of leading Monitor’s consulting business in India, Ashish Karamchandani now heads Monitor Inclusive Markets which uses market-based solutions as catalysts to create social change. For more information.

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FAQs
  • HOW TO BOOK Ashish Karamchandani?

    Our booking agents have successfully helped clients around the world secure talent like Ashish Karamchandani for speaking engagements, personal appearances, product endorsements, or corporate entertainment for over 15 years. The team at All American Entertainment represents and listens to the needs of organizations and corporations seeking to hire keynote speakers, celebrities or entertainers. Fill out a booking request form for Ashish Karamchandani, or call our office at 1.800.698.2536 to discuss your upcoming event. One of our experienced agents will be happy to help you get pricing information and check availability for Ashish Karamchandani or any other celebrity of your choice.
  • HOW MUCH DOES IT COST TO BOOK Ashish Karamchandani?

    Booking fees for Ashish Karamchandani, or any other speakers and celebrities, are determined based on a number of factors and may change without notice. Pricing often varies according to the circumstances, including the talent's schedule, market conditions, length of presentation, and the location of the event. Speaker fees listed on this website are intended to serve as a guideline only. In some cases, the actual quote may be above or below the stated range. For the most current fee to hire Ashish Karamchandani, please fill out the booking request form or call our office at 1.800.698.2536 to speak with an experienced booking agent.
  • WHO IS THE AGENT FOR Ashish Karamchandani?

    All American Entertainment has successfully secured celebrity talent like Ashish Karamchandani for clients worldwide for more than 15 years. As a full-service talent booking agency, we have access to virtually any speaker or celebrity in the world. Our agents are happy and able to submit an offer to the speaker or celebrity of your choice, letting you benefit from our reputation and long-standing relationships in the industry. Fill out the booking request form or call our office at 1.800.698.2536, and one of our agents will assist you to book Ashish Karamchandani for your next private or corporate function.
  • WHAT IS A FULL-SERVICE TALENT BOOKING AGENCY?

    All American Speakers is a "buyers agent" and exclusively represents talent buyers, meeting planners and event professionals, who are looking to secure celebrities and speakers for personal appearances, speaking engagements, corporate entertainment, public relations campaigns, commercials, or endorsements. We do not exclusively represent Ashish Karamchandani or claim ourselves as the exclusive booking agency, business manager, publicist, speakers bureau or management for Ashish Karamchandani or any other speaker or celebrity on this website. For more information on how we work and what makes us unique, please read the AAE Advantage.
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All American Entertainment (AAE) exclusively represents the interests of talent buyers, and does not claim to be the agency or management for any speaker or artist on this site. AAE is a talent booking agency for paid events only. We do not handle requests for donation of time or media requests for interviews, and cannot provide celebrity contact information.

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Ashish Karamchandani

CEO, Monitor Group

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Ashish Karamchandani Biography

The housing market in India has traditionally focused on the top end of the market, with the lower income segment virtually unserved. In 2006, Monitor Group conducted a study for the National Housing Bank of India with active support from the World Bank, highlighting the fact that this much larger and under-served market comprises over 21 million households with monthly incomes of INR 7,000-INR 25,000. These families rent rooms in slums and low-income neighbourhoods characterised by poor construction, cramped spaces, deplorable sanitary conditions and a lack of basic neighbourhood amenities. They aspire to live in and can afford to buy houses of 250-600 square feet in suburbs at market prices, constituting a potential market of INR 1,30,000 crore (US$290 billion) – almost as big as middle- and high-income housing combined.

The study identified a commercially viable opportunity to provide good-quality housing to the next 35% of India’s urban pyramid, but realised that the key challenge was that such housing was distinctly lacking. Monitor has since been trying to ‘make the market’ in low-income housing through raising awareness of the opportunity, creating the local ecosystem for developers and providing them with end-to-end facilitation support.

During this time, a fundamentally different business model was pioneered, which treated land as inventory and not as a capital asset. The traditional business model for real estate in India treats land as an asset, whereby the developer looks to generate returns primarily through the price appreciation on the land parcel. Construction is incidental to the process and the real value is derived by buying large parcels of land, holding on to them and selling off a limited number of apartments at rising price points. The new model, however, encourages developers to think of land as inventory – to buy relevant parcels as and when required, construct houses on them and sell them off as soon as possible. Here the value is derived from developing a quality product and delivering volumes. This model is aimed at managing the end price for lower-income customers.

Today, there is clearly widespread awareness of the opportunity. With successful entrepreneurs and large business houses increasingly interested in developing low-income housing, the next sticking point is likely to be access to mortgage finance. Existing financial institutions and new players are therefore being encouraged to set up housing-finance companies to provide mortgage financing especially for informal sector customers. In parallel, the ecosystem is strengthened by facilitating broader ‘market innovations’ such as creating customer education modules, addressing unintended consequences, incorporating sustainability elements in low-income housing and supporting government efforts to scale up its low-income housing.

The successful development of this market has the potential to transform the lives of a hundred million individuals financially, as well as to enhance the quality of their lives and provide the emotional security of a home. It could also have a far-reaching impact on urban development by providing a potential benchmark for slum rehabilitation and options for housing that in the long term may help in slum prevention.

After seven years of leading Monitor’s consulting business in India, Ashish Karamchandani now heads Monitor Inclusive Markets which uses market-based solutions as catalysts to create social change. For more information.

FAQs on booking Ashish Karamchandani

  • How to book Ashish Karamchandani?

    Our booking agents have successfully helped clients around the world secure talent like Ashish Karamchandani for speaking engagements, personal appearances, product endorsements, or corporate entertainment for over 15 years. The team at All American Entertainment represents and listens to the needs of organizations and corporations seeking to hire keynote speakers, celebrities or entertainers. Fill out a booking request form for Ashish Karamchandani, or call our office at 1.800.698.2536 to discuss your upcoming event. One of our experienced agents will be happy to help you get pricing information and check availability for Ashish Karamchandani or any other celebrity of your choice.
  • How much does it cost to book Ashish Karamchandani?

    Booking fees for Ashish Karamchandani, or any other speakers and celebrities, are determined based on a number of factors and may change without notice. Pricing often varies according to the circumstances, including the talent's schedule, market conditions, length of presentation, and the location of the event. Speaker fees listed on this website are intended to serve as a guideline only. In some cases, the actual quote may be above or below the stated range. For the most current fee to hire Ashish Karamchandani, please fill out the booking request form or call our office at 1.800.698.2536 to speak with an experienced booking agent.
  • Who is the agent for Ashish Karamchandani?

    All American Entertainment has successfully secured celebrity talent like Ashish Karamchandani for clients worldwide for more than 15 years. As a full-service talent booking agency, we have access to virtually any speaker or celebrity in the world. Our agents are happy and able to submit an offer to the speaker or celebrity of your choice, letting you benefit from our reputation and long-standing relationships in the industry. Fill out the booking request form or call our office at 1.800.698.2536, and one of our agents will assist you to book Ashish Karamchandani for your next private or corporate function.
  • What is a full-service talent booking agency?

    All American Speakers is a "buyers agent" and exclusively represents talent buyers, meeting planners and event professionals, who are looking to secure celebrities and speakers for personal appearances, speaking engagements, corporate entertainment, public relations campaigns, commercials, or endorsements. We do not exclusively represent Ashish Karamchandani or claim ourselves as the exclusive booking agency, business manager, publicist, speakers bureau or management for Ashish Karamchandani or any other speaker or celebrity on this website. For more information on how we work and what makes us unique, please read the AAE Advantage.

Ashish Karamchandani is a keynote speaker and industry expert who speaks on a wide range of topics . The estimated speaking fee range to book Ashish Karamchandani for your event is available upon request. Ashish Karamchandani generally travels from and can be booked for (private) corporate events, personal appearances, keynote speeches, or other performances. Similar motivational celebrity speakers are Ray Loveridge, Peter Head, Vincent Dawans, David Bonbright and Roger Martin. Contact All American Speakers for ratings, reviews, videos and information on scheduling Ashish Karamchandani for an upcoming event.

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This website is a resource for event professionals and strives to provide the most comprehensive catalog of thought leaders and industry experts to consider for speaking engagements. A listing or profile on this website does not imply an agency affiliation or endorsement by the talent.

All American Entertainment (AAE) exclusively represents the interests of talent buyers, and does not claim to be the agency or management for any speaker or artist on this site. AAE is a talent booking agency for paid events only. We do not handle requests for donation of time or media requests for interviews, and cannot provide celebrity contact information.

If you are the talent, and wish to request removal from this catalog or report an issue with your profile, please click here.

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