Bob Lotich

Bob Lotich is an award-winning author, podcaster, and Certified Educator in Personal Finance (CEPF) recognized for his work in faith-based financial guidance. Lotich experienced significant financial challenges in his early 20s, facing debt and limited resources. Through a biblically inspired approach to money management, he achieved financial freedom, including paying off his house and reaching a personal giving milestone. His journey from financial hardship to generosity informs his teachings on personal finance and stewardship.

Lotich founded SeedTime, formerly known as ChristianPF, to help individuals manage their finances with a faith-based perspective. As a Certified Educator in Personal Finance, he developed SeedTime Money into a comprehensive media platform offering resources such as podcasts, online and live courses, and newsletters. The platform provides programs including "True Financial Freedom" and "The Real Money Method," designed for individuals and churches seeking practical financial strategies.

Lotich has been recognized as a top influencer in personal finance. His website and SeedTime Money Podcast have reached a wide audience, and his financial advice has appeared in Men's Health Magazine, Forbes, Yahoo Finance, Inc., Beliefnet, and Time. He has also been featured in media outlets including USA Today, Entrepreneur, Crown Stewardship Podcast, Redefining Wealth, and Carey Nieuwhof Leadership Podcast.

After years of personal experience with budgeting and evaluating various methods, Lotich developed the "Real Money Method," offering an alternative to traditional budgeting. This approach is a central feature of his book, "Simple Money, Rich Life," co-authored with his wife Linda. The book presents practical, biblically based financial guidance. Lotich is also the author of "How to Make Money Blogging: How I Replaced My Day-Job With My Blog," which became an Amazon bestseller, and "Managing Money God's Way: A 31-Day Daily Devotional About Stewardship and Biblical Giving."

Lotich has been named among the most influential voices in personal finance by MoneyTips.com. His approach emphasizes grace and hope in financial coaching, focusing on debt management, wealth building, and generosity from a faith-driven perspective. Lotich's work continues to reach audiences seeking practical and accessible financial education rooted in Christian values.