Iona Bain Speaking Topics

• The Cost-of-Living Crisis and How We Can Respond

  This is an overview of the financial challenges facing the public right now (particularly younger people) and how employers, individuals, and society can respond effectively.

  • The cost-of-living crisis and its impact on different demographics
  • Advice for how to navigate the crisis as an individual/employer depending on circumstances/demographics
  • The housing crisis, central bank/government policy and the increasing complexity of digital finance
  • The all-important roadblock between financial independence and settlement
  • The wider social and cultural trends driving young people’s dissatisfaction with their finances, such as high expectations set by baby boomers
  • The biggest myths surrounding millennial finance, from the avocado brunch fallacy to the idea that we’re all self-employed side hustlers
  • The social, economic and financial factors in our favor
  • How individuals and/or organizations can capitalize on technology, expanding knowledge and cultural de-stigmatization of money to improve our financial outlook

  NOTE: insights can be tailored to be relevant to clients' fields, e.g. insurance, investment etc.

• Financial Education/Inclusion: Why it Matters and How to Make it Work

  An in-depth look at how financial education can transform young people’s understanding of money, looking at:

  • The evidence supporting the argument for financial education
  • What’s currently going wrong in financial education?
  • How self-taught money education changed my life
  • My insights gained from 10 years working on various educational projects
  • Approaches and methods that could prove most effective
  • How can organizations use financial education to empower their workforce?

Me, Money & Making It: How I Got Here and What I’ve Learned

An inspirational, fun, and insightful look at how I went from clueless musician to millennial money guru who appears on BBC Morning Live every week, covering:

• How did a stolen piggy bank change my outlook on money?
• How you can understand your financial psychology, and change it for the better
• How I learned to manage my money
• My challenges with dyscalculia, how I overcame them and my work with National Numeracy
• My work on BBC Morning Live and the impact I’m having
• What are the key lessons? From learning about debt the easy way, to setting digital boundaries

How to Own It: Demystifying Savings, Pensions & Investing for a New Generation

A helpful and accessible talk breaking down the modern financial landscape for young people today, looking at:

• Why long-term saving and investing matters for you and the world
• How can you set yourself up to invest for the long-term?
• The basics of pensions, from auto-enrolment to ‘greening’ your retirement fund
• The three main kinds of investing tech – robo-advisers, platforms and share-trading apps
• The dangers posed by day-trading, forex, Bitcoin and ‘finfluencers’ promoting high-risk schemes.
• How to protect yourself against fraud and maximize your chances of achieving your goals.