Personal and Professional Profile
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Name: Sanjay Behuria
109 Sheldon Rd.Ithaca,
NY14850
[mailto:[email protected]]()
Date of Birth: 29
th September 1956
Nationality: Indian
Phone: +16073485397
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Specialization:
Banking – MSME & Treasury, Micro Finance, Livelihoods, Fund Management,
CapacityBuilding, Small Business Coaching, Institutional Development, Personal Growth, Training and Development, Governance, General Management
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Educational & Professional Qualifications:
B.A. History
Certified Associate of Indian Institute of Bankers
Bachelor of Law
MBA
MSc. Applied Psychology
Life Coaching Diploma
Associate Cambiste International, Paris –
 Financial Dealers Diploma
Diploma in Personnel Management and Industrial relations
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Other Professional Training:
Treasury and Fund Management -
Bahrain
Risk Management – Saudi Arabian Monetary Authority –
Riyadh
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Languages Known:
English, Hindi – Speak, Read, Write,
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Country Experience:
India, Bahrain, Oman, Saudi Arabia, UAE
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Professional and Employment Record:
From
 2005-Till date
Self - employed
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Director - Krishna Bhima Samruddhi Local Area Bank – BASICS group company Consultant, trainer, facilitator and coach in the area of Institutional Development
  Personal Growth and senior executive mentor and coach
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KBS Bank is one of
India’s four LABs functioning and the only one involved in microfinance and micro savings.
 The total customer base is over 250,000.
 The bank provides insurance and business development services apart from savings and credit services.
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MFI advisor and mentor –
Nirantara Community Services
Institute of Rural Credit and Entrepreneurship Development
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Consultant with BASIX Consulting Group
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From: Oct
  2003 - To
  September 2004
Freelance Treasury consultant, investment advisor and fund manager in
Dubai with various corporate entities.
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From: August 1995 to August 2003
Riyad Bank –
Riyadh,
Saudi Arabia
V.P. Treasury – Money Markets 1995-2003
Trading in Financial Instruments (cash and forwards) and Derivatives ( IRS, FRN, Futures, Options)
Treasury Management, Asset and Liability Management:-
Risk Management and Value at Risk
Set up middle office for superior risk management
Liquidity, Cash flow and Balance Sheet management
Funds Transfer Pricing
Islamic banking
Design customized financial products
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From: August 1993 to August 1995
OmanInternational
Bank-Oman
Treasury Senior Forex
 Dealer – 1993-1995
Trading in financial instruments
Asst Liability and Liquidity Management
Project Committee Member for implementing Treasury System
Design customized financial products
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From: 1978 To 1993 – State Bank of
India
Senior Management & Treasury Dealer -
Bahrain 1989-1993
Senior Management & Treasury Dealer – Mumbai 1988-1989,
Branch Manager – Middle Management – Higher financial responsibilities in MSME, Trade Finance and Management1987-1988,
Commercial & Institutional Banking – Trade finance, MSME and Branch accounting and Clearing house for Financial Transactions -1985-1987
Branch Manager – Junior Management – MSME, Deposits, Remittances, Fund Management and Branch Accounting 1982-1985,
Project Manager Rehabilitation of displaced population – 1982
Loan Officer MSME and micro-credit – 1980-1982,
Probationary Officer 1978-1980,
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